Portfolio Risk Analyst

Full time @Concept Group in Banking, Finance & Insurance Email Job

Job Detail

  • Job ID 6857
  • Career Level Mid-Level
  • Experience 2 Years
  • Qualifications Bachelor’s Degree (BSC)

Job Description

Duties and Responsibilities

  • Conducts detailed portfolio analyses and reports. Analyses report on loan and lease portfolio to anticipate, identify and mitigate credit risk exposure related to portfolio management activities
  • Analyses transactional risk measures including default, correlations, and stress losses to enhance concentration risk views.
  • Analyses and monitors the company’s lease portfolio
  • Periodically perform default / principal at risk assessment, measuring the impact of guarantors/collaterals and impact of group loan on risk exposure
  • Monitors compliance to credit and risk policies of the company
  • Prepares reports on analytics of portfolio performance, emerging trends, areas of opportunity, repossessed lease assets, etc
  • Mitigate credit risk exposure related to portfolio management activities
  • Prepare report on probability of default using available data
  • Propose evolutions in the policy, process, collaterals, etc. related to the risk identified
  • Make recommendations for process improvement, addressing gaps and areas for additional or improved reporting and data.

Qualification and Requirements

  • A Bachelor’s Degree in Accounting, Finance, or Social Science.
  • Minimum of 2 years working in a similar field, with cognitive experience as an analytics officer.
  • Cognitive abilities in quantitative measurement of data.
  • Research and analysis skills.
  • Comfortable with word processing, spreadsheets, and financial enterprise resource software usage.
  • Beginner / Intermediate skills in Microsoft Office suites.
  • Ability to present and communicate analysis and recommendations.

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