Loan Sales Executive (Corporate / Consumer Lending)

Full time @Concept Group in Marketing, Advertising and PR Email Job

Job Detail

  • Job ID 7571
  • Career Level Mid-Level
  • Experience 2 Years
  • Qualifications Bachelor’s Degree (BSC)

Job Description

Roles & Responsibilities:

  • Evaluate credit worthiness by processing loan applications and documentation within specified limits. Interview applicants to determine financial eligibility and feasibility of granting loans.
  • Determine all applicable ratios and metrics and set up debt payment plans. Communicate with clients either to request or to provide information.
  • Justify decisions (approvals/rejections) and report on them. Complete loan contracts and counsel clients on policies and restrictions.
  • Review loan agreements to ensure that they are complete and accurate according to policy. Update account records, Compute payment schedules and transactions on ERP.
  • Confer with underwriters to aid in resolving loan application problems. Update job knowledge on types of loans and other financial services.
  • Assess customer needs, explore all options and introduce different types of loans.
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas.
  • Go the “extra mile” to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process.
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines.
  • Qualifications / Requirements: Proven working experience as a Loan Officer. Familiarity with computers and banking applications/software. Solid understanding of direct/indirect lending products and practices. Customer satisfaction orientation and sales competencies. Ability to work in a goal-oriented environment and meet the set target. BSc degree in Finance, Economics or a related field. 2 years Experience

Other jobs you may like